German Farmers Mutual

of Sardis Insurance

Products & Services

Our Custom Policy Program offers a portfolio type policy which allows clients to design their policy to meet their own individual needs. A variety of Coverage Options along with Replacement Cost Provisions, Deductible Options and a selection of Coverage Broadening Endorsements add to the customization. These allow you to find balance between peace of mind and affordability. Don’t pay for what you don’t need. You choose the coverage and pay for what you choose.

Coverage Available For:

Principal Residential Property
Personal Property
Farm Structures and Buildings
Farm Personal Property
Mobile/Manufactured Homes
Seasonal and Rental Property
Tenant Property
Township Halls
Church Buildings

“Named Peril” Basic Packages:

1. Fire & Lightning Package -

Coverage against perils of fire or lightning only

2. Combination Package -

Also includes perils of wind-storm, hail, riot, volcanic action, smoke, smudge, vandalism/malicious mischief

Coverage Broadening Endorsements:

Personal Broad Form

Farm Broad Form

Special Form Coverage

Personal Property Replacement Plus

Equipment Breakdown

Collision of Farm Machinery
Theft
Earthquake
Inland Marine

We Also Offer Discounts, Such As:
New home construction
Homes less than 10 years of age
Residential masonry construction

Liability Coverages can be added to cover personal, farm, or rental exposures. This coverage is written in conjunction with Grinnell Mutual Reinsurance Company.

German Farmers of Sardis Insurance Agency is designed to assist in meeting the needs of our Insureds.

We are now able to offer quality automobile and recreational vehicle insurance at affordable rates through Grinnell Mutual Reinsurance Company. Insure both your home with German Farmers Mutual of Sardis and your autos with German Farmers of Sardis Agency and you may save up to 20% on your auto insurance premium.

We can also provide commercial and business insurance through Grinnell Mutual. If you have a unique situation, let’s discuss it and help you make the best decision and choices.

If you have the need for flood insurance, our agency can help you secure a policy.

The strength of our company lies in the quality and depth of our products and services we offer. We take pride in helping our customers find the best coverage at a price that will fit their budget. In the event of a claim, our clients know they will get fair, timely personal claim service.

Find out more about our Auto/RV Insurance here!!!!